to no one? I went down and talk to someone and they told me someone should contact me the same day its been 24 hours and I still havent heard anything. Lotito, 2014 WL 4659464, at *4; see Lerner v. Forster,240 F.Supp.2d 233, 237 (E.D.N.Y. I am pissed! Dev. I am contacting you to request that the MAIL SORTING MACHINES be RETURNED to the POST OFFICE. Me. Routing Number: 273976369. In analyzing this language in the context of a Section 1692e violation, the court held that "[s]ince the challenged language in the June letter can reasonably be interpreted by the least sophisticated consumer as representing, incorrectly, that a debt dispute must be made in writing, the June letter violates Section 1692e of the FDCPA as a matter of law. "); Lotito, 2014 WL 4659464, at *4 (citing cases). v:vqietout:Z{`3'ss=s$@ ! When I tried to retrieve my package, the key is not opening the locker. Jan. 15, 2021); Hampton Bays Connections, Inc. v. Duffy, 212 F.R.D. I HAD NO MAIL AT ALL!! Overnight Physical 1827 Ansborough Ave Waterloo IA 50704. 2 0 obj Milwaukee, WI 53201-3136 (wonder if we could use that . *Comments below are not read by postal employees. Compl, Ex. McStay, 308 F.3d at 190; see DeSantis, 269 F.3d at 161 ("Even if a debt collector conveys the required information, the collector nonetheless violates the [FDCPA] if it conveys that information in a confusing or contradictory fashion so as to cloud the required message with uncertainty."). The 1309 Technology Parkway address is physically removed from the payment dispute notice, so I see no reason why a consumer would think that could be the right address to send a dispute letter. Further, courts have determined that time, money and effort expended in defending a lawsuit does not rise to the necessary level of prejudice required to defeat a motion to amend. It follows immediately in the instruction on how to raise a written dispute. The November 14, 2014 letter at issue in the instant case contains the language "Forward written disputes to: Po Box 2635, Waterloo, IA 50704-2635," followed by the statutorily required validation notice which is communicated to the debtor in boldface type. Please do not post personal information. However, similar to its finding under Section 1692g, and for the reasons stated in Section III. P.O. A Black Hawk County Human Services is located at 1407 Independence Ave # 2, Waterloo, IA 50703. Defendant attempts to distinguish Plaintiff's reliance on Abramov and Lotito on the basis that those cases "attach [ ] a writing requirement in contradicting the 1692g disclosure[.]" Unorganized. Search by Name. v. . Sys., Inc.,54 F.Supp.3d 270 (E.D.N.Y. Natalie PINYUK, on behalf of herself and other similarly situated plaintiffs, Plaintiff, A Black Hawk County Human Services has a 3.8 Star Rating from 19 reviewers. Company Website. 425 Cedar Street, Suite 320 PO Box 1253 . "[T]he Second Circuit has indicated that the determination of how the least sophisticated consumer would view language in a defendant's collection letter is a question of law because the standard is an objective one." PO BOX 2547 Waterloo, Iowa, 50704 . Directory >> USA >> Iowa >> Waterloo >> The CBE Group. Effective September 23, 2021, when the IRS assigns your account to a private collection agency, one of these three agencies will contact you on the government's behalf: Before you are contacted by a private collection agency, you will receive two letters. 1-1 at 1; ECF No. New York.https://leagle.com/images/logo.png. . You will need two forms of Identification with copies. (quoting Sokolski, 178 F.R.D. defendant is merely required to assert proposed amendments which are not frivolous on their face.'" The IRS works with private collection agencies that work with taxpayers who have overdue tax bills. Sale price $ 40.00 Regular price $ 54.95. Plaintiff alleges that this defect renders the letter deceptive in violation of Sections 1692e and 1692e(10), and ineffective in violation of Section 1692g of the FDCPA. 2014). 2798, 2014 WL 46622, at *8 (E.D.N.Y. 1111 W. San Marnan Drive PO Box 2817 Waterloo, IA 50704 (800) 642-6065 Phone Research Po Box 263, Waterloo, IA, We're 100% Free! Citations are also linked in the body of the Featured Case. Received excellent service by a representative at the Veterans Office. 15-cv-3549, 2018 WL 3751920, at *14 (E.D.N.Y. Phone Numbers. at 132; see Sparkman, 374 F. Supp. . 0. Phone Number (319) 424-3943 Call Now! These agencies help taxpayers settle their tax debts. . . 1309 Technology Pkwy, Cedar Falls, IA 50613-6976. 2012); see Lotito v. Recovery Associates Inc., No. 2d at 795. Servs., Inc., 59 Fed. Id. Visit our Links Page for Holiday Schedule, Change of Address, Hold Mail/Stop Delivery, PO Box rentals and fees, and Available Jobs. In addition, defendant argues that law of the case should not apply because there have been decisions in this district subsequent to the Magistrate Judge's allowance of the amendment that have granted Rule 12(b)(6) or summary judgment motions involving very similar collection letters. 121 Webster St, Po Box 504, Waterloo, IA 50704: Barbara Saffold: 2010-05-07: Businesses with similar names. 1993). Thank You! ANTHONY M. VETRANO, Plaintiff, Donation Payable. 11 Civ. Its almost 3:00 today, Saturday, and mail has been out all day. at 360 ("Some courts have incorporated a materiality prong into th[e] analysis" under Section 1692e); Castro, 959 F. Supp. The company can be reached at: 1309 Technology Parkway, Cedar Falls, 50613 (coordinates: 42.4744598, -92.4610221). Sys., Inc.,308 F.3d 188, 190 (2d Cir. Why did you assign my account to a private collection agency? Submit your email to receive the latest stories and expert advice View company information, address & phone number. What Startups Should Know About Accounting Practices, Common Mistakes in Small Business Tax Preparation, Cash Management Tips for Your Small Business, Your Small Business Tax Preparation Checklist. Box 2217 Waterloo, IA 50704 . See Am. The PCA will never ask you to pay them directly or through prepaid debit, iTunes or gift cards. Box 307 Fairport, NY 14450-0307 1-844-853-4875; Performant of Livermore, CA P.O. Thus, in dispatching its obligation, "[t]he court must analyze `collection letters from the perspective of a debtor who is uninformed, naive, or trusting, but is making basic, reasonable and logical deductions and inferences.'" Box 9045 Pleasanton CA 94566-9045 1-844-807-9367. UMG, 2006 WL 3335048, at *2 (quoting T & N PLC, at *2) see UMG, 2006 WL 3335048, at *3 (declining to address the merits of the proffered affirmative defenses on a motion to amend). There are 26 United States Postal Service collection boxes and post offices available to the public in Waterloo, IA. Id. NOTICE TO THE PUBLIC The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. 2d at 238; Wyler, 2006 WL 2299413, at *10; Harrison v. NBD Inc.,968 F.Supp. Keep both letters in a safe place for future reference. CBE Group Inc., PO Box 2217, Waterloo, Iowa, 50704; (800) 910-5837; Coast Professional Inc., PO Box 526, Albion, New York, 14411; (888) 928-0510; and, ConServe, PO Box 307, Fairport, New York, 14450; (844) 853-4875. 2005)) ("The least sophisticated consumer standard therefore ensures the protection of all consumers, but also protects debt collectors against liability for bizarre or idiosyncratic interpretations of collection notices.") Fax 855-863-7189 Dear Provider: Thank you for accepting a recent referral from HOMELINK. I am expecting an important letter from the VA. Fast and FREE public record search on Po Box 2635 Waterloo IA 50704. 187, 193 (S.D.N.Y. Subsequently, on October 20, 2015, Plaintiff filed its motion to amend the Complaint. (internal citation omitted); Vega v. Credit Bureau Enterprises, No. Waited 2 weeks for a package. 2013). 3:11-CV-703, 2012 WL 3596487, at *4 (D. Conn. Aug. 20, 2012); see Dewees v. Legal Servicing, LLC,506 F.Supp.2d 128, 132 (E.D.N.Y. The Cbe Group, Inc. has been under the Colorado Secretary of State jurisdiction since 07/14/1997, which is its incorporation date, operating with . The issue in this action under the Fair Debt Collection Practices Act arises from the fact that the subject collection letter showed three different addresses belonging to the defendant debt collection company. You can also request a copy of your account transcript through our Get Transcript tool to verify that we assigned your account to a PCA. 29, 2005) (noting that the least sophisticated consumer standard is a question of law that could be decided in the context of a Rule 12(c) motion and recognizing that "how the least sophisticated consumer would interpret the defendant's form debt collection letter can be determined without the aid of expert testimony at trial."). Work with the PCA to determine why your payment wasnt applied to your account. This is crazy, I've never missed a day of mail in 20 years in Cedar Falls or Janesville. Known Addresses for The Cbe Group, Inc. PO Box 900 Waterloo, IA 50704 131 Tower Park Dr Waterloo, IA 50701 1309 Technology Pkwy Cedar Falls, IA 50613. In reading these phrases together, it is apparent that they are susceptible to alternative interpretations when viewed from the perspective of the least sophisticated consumer. ., courts apply an objective standard based on the "least sophisticated consumer." See Grace v. Rosenstock, 228 F.3d 40 (2d Cir. CV-02-3710, 2004 WL 958028, at *4 (E.D.N.Y. . Get Homelink Provider Network reviews, rating, hours, phone number, directions and more. 's Opp'n") at 7. Information presented about this collection agency may not be 100% accurate or may have changed since we created this page. Specifically, when read together, these phrases could mean (1) that written disputes are to be forwarded to the address listed in the letter and that in the event the consumer seeks to dispute the debt, he or she may do so by notifying the debt collector within thirty days of receiving the notice; or (2) that in order to dispute the debt the consumer is required to submit a "written dispute" to the address indicated within thirty days from receipt of the collection letter. ." Waterloo, IA 50704-2547 . . I hope a postal carrier will pick it up today (my bills may be late and I will be penalized). Accordingly, I hold that the collection letter is not misleading or deceptive within the meaning of the FDCPA. Overnight 1827 Ansborough Ave. Dealer and consumer payoff address. Co. v. Hapletah, No. 2003). Leagle.com reserves the right to edit or remove comments but is under no obligation to do so, or to explain individual moderation decisions. 3d at 278. In support of this theory, Plaintiff relies primarily on the cases of Abramov v. I.C. Box 307 What this means to you if you have an outstanding debt with the IRS and you are selected as part of this program, the IRS WILL ALWAYS notify you regarding the transfer of your account to a private collection agency. Further, although Plaintiff claims that the phrase is problematic because it does not also include language to the effect that the telephone number could be used to dispute the debt, such an omission is not sufficient to sustain a cause of action under Section 1692g. So are they gone forever ? Sept. 16, 1991)). Box 9045 Pleasanton CA 94566-9045 1-844-807-9367; Pioneer of Horseheads, NY PO Box 500 Horseheads, NY 14845 1-800-448-3531 Information not available. 05 Civ. the passport service is slacking on answering phones, it'd be nice to get a representative to talk to. Address360 Westfield Ave., Ste 300, Waterloo, IA 50701 USA Connect. Location Address. 1. a. supra, the Court does not find that the language stating "Call us at (800) 348-3304 to discuss paying with a check by phone, credit card or debit card" would deceive or mislead the least sophisticated consumer when read within the context of the entire collection letter. Fund Co., Inc.,608 F.2d 28, 43 (2d Cir. Also the Mail is getting delivered later and later at night. Thus, the standard is objective and is treated as a question of law to be decided by the court. Mar. Routing . On November 23, 2015, Judge Seybert referred Plaintiff's motion to this Court for decision. I have informed delivery and have not gotten my mail for two days. The party opposing the motion to amend carries the burden to establish that one or more of the above factors would cause it substantial prejudice, thus necessitating denial of the motion. An official website of the United States Government. Before you receive a phone call, both the IRS and the private collection agency (PCA) will send you a letter. United States District Court, E.D. 2013) ("A proposed amendment would be futile when it would not survive a 12(b)(6) motion to dismiss. In sum, neither Abramov nor Lotito holds that language in a debt collection letter which provides a debtor with a phone number to contact the debt collector with regard to making a payment contradicts or overshadows a proper Section 1692g validation notice. If you do not wish to work with your assigned private collection agency to settle your overdue tax account, you must submit this request in writing to the PCA. 2013) ("Although courts are divided on whether [a] breach of the least sophisticated consumer standard is a question of law or fact, the trend in the Second Circuit is to treat this question as a matter of law that can be resolved on a motion to dismiss.") Performant P.O. . Pl. Schmelczer v. Penn Credit Corp., No. MEMORANDUM AND ORDER. Servs., USA, LLC,957 F.Supp.2d 252, 255 (E.D.N.Y. I have only gotten mail 3 times since Feb 1st on Fay Street. 20-cv-2380, 2021 WL 325982 (S.D.N.Y. 888-928-0510, ConServe 119 Belleview Rd. 11. In short, Plaintiff asserts that the November 11, letter overshadowed and contradicted the validation notice "in that it would make the least sophisticated consumer uncertain or confused as to her right to dispute the debt by something other than in writing." What if I have already paid the balance due on this account? Any relevant information about your Business or Receivables, Impact of the GLBA on Collection Agencies, Industries with the Best and Worst Recovery Rates. Plaintiff's argument has some attraction because of the functional similarity between the futility and failure to state a claim, on the one hand, and the standards under Rule 12(b)(6) and Rule 56 in some FDCPA cases as described above. Have called in several times over the past few weeks with no answer. The collection letter upon which plaintiff brings this lawsuit, together with the payment coupon with which to send a payment, appeared as follows: Plaintiff's complaint is that there are three addresses for the collection company, defendant CBE Group, Inc., which appear in four places: (1) "1309 Technology Pkwy, Cedar Falls, IA," in the top left corner of the letter; (2) PO Box 2635, Waterloo, IA, immediately following the dispute notice and at the top left of the payment coupon; and (3) defendant's "Payment Processing Center, PO Box 2038, Waterloo, IA," appearing in the bottom right of the payment coupon. Box 2217 Waterloo, IA 50704 1-800-910-5837 Website: cbecompanies.com paycbe.com cbegroup.com, Source of information: insidearm.com/news/00015742-cbe-group-moves-to-new-corporate-headquar/ www.cbecompanies.com/contact-us www.irs.gov/businesses/small-businesses-self-employed/private-debt-collection, Make changes to this page? This would be nice. Waterloo. I tried to call you guys you put me on hold call me back in an hour and miss started at 8 oclock this morning and I still have not received a phone call from you guys yet I like to know where my packages that can you call me at area code 319-215-9516 Im getting really upset because it said that I was supposed to get my package today I put too much money in that package to get. 's Mem.") P.O. Inc., No. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Either it was delivered to the wrong locker or he put it in someone else box, I am extremely pissed. We are a business and having our mail with checks and bills laying in someone's parking lot is unacceptable. Dont get any mail processed through this company if you can, I live on corner of Midland St and Longfellow my mail has always came late usually after 5pm watched the carrier last two days skip,not even drive by my, neighbors and I house been waiting on an important letter from Michigan for two weeks. *Please call to verify information. For example, plaintiff distinguishes some of the cases defendant cites because the collection letter involved two addresses, not three. 2d at 238. Sold out Quick view. 's Mem. ---MedicalDentalEducationEnergyFinanceAutomotiveGovernmentConstructionLegalTechnologyUtilitySenior LivingSmall BusinessLarge BusinessOther, Additional Notes: (Recommended). Reviews. 19, 2007) (finding that where "settlement offer was clearly distinguishable from the validation notice, the settlement offer did not overshadow or contradict the validation notice") (internal quotation and citation omitted). UMG, 2006 WL 3335048, at *2 (quoting T & N PLC v. Fred S. James & Co, of New York, 1991 WL 190581, at *2 (S.D.N.Y. She moved to amend the complaint to add the claim before the Magistrate Judge and the Magistrate Judge granted leave to amend over defendant's objection. Black Hawk County Human Services is located at 1407 Independence Ave # 2 in Waterloo, Iowa 50703. at 506 ("[T]he party opposing the motion [to amend] must demonstrate that it would be substantially and unfairly prejudiced by the amendment.") . 1692g(3) statement" and would "lead the least sophisticated consumer to believe that her dispute must be in writing." 844-853-4875. . Private collection agencies cannot take any type of enforcement action against you to collect your debt. Home About. No genuine issue of material fact exists "unless there is sufficient evidence favoring the nonmoving party for a jury to return a verdict for that party." The checks are always made payable to the United States Treasury and can be changed or canceled up to one business day prior to the scheduled payment. Box 307 Fairport, NY 14450 844-853-4875 How it works. What in the world is going on??????????? Avoid trips to the Post Office. Hello, RETURN the MAIL SORTING MACHINES please! . Products and Services; Employment; Resource Library. P.O. 2007); Clomon, 988 F.2d at 1318 (Section 1692e); Sparkman v. Zwicker & Assocs., P.C.,374 F.Supp.2d 293, 300 (E.D.N.Y. no one will answer a phone, mail box full so can't leave a message. Box 4030 Waterloo, Iowa 50704 Phone: 319-291-2015. 2d at 170; Sussman, 928 F. Supp. at 396); Fiske v. Church of St. Mary of the Angels,802 F.Supp. MHANY Mgmt., 843 F. Supp. This section sets forth a non-exclusive list of actions that are deemed false, deceptive or misleading and thus run afoul of the statute. This page contains frequently asked questions about the program. Jacobson v. Healthcare Fin. Ive havent been getting mail for months and when I do its super late. Box 425 Geneseo, NY 14454 888-928-0510. 26-33. 26-33. . v. Jordache, 143 F.R.D. New York. Lotito, 2014 WL 4659464, at *8 n. 4 (quoting Gabriele, 503 F. App'x at 94; see Abramov, 54 F. Supp. 2d at 58 (Section 1692e). New York. Name: Charles . . See generally Rezzonico v. H & R Block, Inc., 182 F.3d 144, 148 (2d Cir. Rule 15(a) of the Federal Rules of Civil Procedure provides that in cases where a party cannot amend as a matter of course, "a party may amend its pleading only with the opposing party's written consent or the court's leave." Waterloo, IA 50702 . It has information on how to resolve your overdue taxes. In Abramov, in the context of a motion to dismiss, the Court reviewed a debt collection letter which, in addition to the mandatory Section 1692g validation notice, also included the following statement: "If you feel you are or have been a victim of Theft of Identity, please follow the instructions above to dispute the debt to us in writing within 30 days of this notice and please call AT & T at 1-866-718-2011." 5520, 2014 WL 1010993, at *5 (E.D.N.Y. If I put a change of address here for a person who doesn't live in Waterloo will it still go through? Can we do something to resolve this problem? All facts alleged by the Plaintiff are assumed to be true for purposes of deciding the motion to amend and are construed in a light most favorable to the Plaintiff as the moving party. 2014)); see Panther Partners, Inc., 681 F.3d at 119 ("In assessing whether the proposed [amended] complaint states a claim, [courts] consider the proposed amendments along with the remainder of the complaint, . The IRS Notice CP40 and the PCAs initial letter contain a Taxpayer Authentication Number. Am. Summary judgment is available if "that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law." Description. 2d at 795, "mere technical falsehoods that misle[a]d no one" are insufficient to impose liability under Section 1692e. Contact Us. P.O. In the last week, we have had the following happen.a package was left on top of the mail box and tonight a box was jammed in; neither of these are acceptable. Ct. 2485, 2489 (2010) (Rule 15(a) "gives a district court discretion to decide whether to grant a motion to amend a pleading before trial. To reach out to our team, simply fill out the contact form below. some of our mail was found two blocks away that was post dated 6/11/20. 1093310708. See Cantave v. CBE Grp. What if I dont want to work with a private collection agency to settle my debt? Aug. 16, 2021) (two consolidated cases presenting identical collection letter language, one dismissing claim based under Rule 12(b)(6) and one under Rule 56). Trying to locate a 1st class piece of mail. Black Hawk County Human Services can be contacted via phone at (319) 291-2441 for pricing, hours and directions. Filled out an address change form. PO Box 385 Waterloo US, Iowa 50704 Click here because Linda is happy to help now . R. CIV. 15 U.S.C. What can I expect from the private collection agency? David George Peltan , Peltan Law, PLLC, East Aurora, NY, Joseph Proulx , Golden Scaz Gagain, Tampa, FL, for Defendant. Detailed demographic information for zip code 50704. According to plaintiff, the letter is deceptive because the "consumer was completely left in the dark as to which address to send his or her dispute to." We use the information you provide to make sure your payment is properly credited. The county or parish where the ZIP Code resides. In light of the foregoing discussion, Plaintiff's proposed amendment claiming this challenged language violates Section 1692g is futile. at *9. Specifically, this section provides that. at 132; Alkhatib, 2015 WL 3507340, at *7; Golden Trade, 143 F.R.D. A court "should freely give leave when justice so requires." Please inform the weekday carriers to bring our packages to our door, if they're too big for our standard sized mail box. Waterloo, IA 50704 . An official website of the United States Government. We have not gotten mail for 3 days here on Campbell by the park. The corporation number is #592803. There are 26 United States Postal Service collection boxes and post offices available to the public in Waterloo, IA. 21 Oct 2010. Reply Memorandum of Law in Further Support of Defendant's Motion for Judgment on the Pleadings Pursuant to Rule 12(c), and in Opposition to Plaintiff's Motion to Amend his Complaint ("Def. 2002); Branum v. Clark,927 F.2d 698, 705 (2d Cir. The Court now turns its attention to the instant motion. 32, 33 (S.D.N.Y. Prior to September 23, 2021, the IRS contracted with the following private collection agencies: The IRS will send you a letter before you are contacted by a private collection agency (PCA). 100% Free! 2012). A member of the HOMELINK team will review your submission and get back to you soon. 11 CV 4360, 2013 WL 1703529, at *4 (E.D.N.Y. Click on the case name to see the full text of the citing case. See Am. The CBE Group, Inc., Defendant, represented by Concepcion A. Montoya , Hinshaw & Culbertson LLP & Han Sheng Beh , Hinshaw & Culbertson LLP. NPI. The Marooned Box MEMBER PRICING $20. 26-33. As stated above, alleged violations of Section 1692e, similar to its Section 1692g counterpart, are analyzed pursuant to the least sophisticated consumer standard. What's going on there with mail. requires that the court grant leave to amend the complaint.") ., a consumer is presumed to have read a letter in its entirety. 38-39. 2d at 300. Box 6000 1827 Ansborough Ave Waterloo, IA 50704. cases with apparent approval in a recent summary order. Looking for details about po box 2464, waterloo, IA?If so, you've come to the right place. where is our mail for south waterloo. View Details . Citations are also linked in the body of the Featured Case. Lotito, 2014 WL 4659464, at *4 (quoting Easterling, 692 F.3d at 234); see also Jacobson, 516 F.3d at 91 ("[I]n order to prevail [on an FDCPA claim], it is not necessary for a plaintiff to show that she herself was confused by the communication she received; it is sufficient for a plaintiff to demonstrate that the least sophisticated consumer would be confused."). I, Inc., No. Copyright 2020 Thomas M. DiTullio Accounting. Am. Alpine Tree Service Waterloo 50704 Iowa Bing map and direction Update Listing. PO Box 232, Waterloo, IA 50704 1626 Easton Ave, Waterloo, IA 50702: Phone: (319) 883-3625: Living People Records. Since it is the Defendant's burden to establish prejudice as the party opposing the motion and as the Defendant has failed to interpose any such arguments, the Court finds no prejudice inherent in permitting Plaintiff to amend his Complaint. "Amendments are generally favored because they tend to facilitate a proper decision on the merits." Last week I had several pieces of Mail in the box with the flag up and it didnt get picked up or received anything. 1692 et seq. 2d at 259 (internal citation omitted) (alteration in original) (finding that collection letter which included the language "[y]ou may notify RCS in writing within thirty days of receipt of this letter that the debt or any portion of the debt is disputed" . Id. 2009); Matthews v. City of N.Y.,889 F.Supp.2d 418, 425 (E.D.N.Y. PO Box 263, Waterloo, IA 50704 410 Hope Ave, Waterloo, IA 50703 3216 Neola St #5, Cedar Falls, IA 50613 1708 NW 99th Ct, Clive, IA 50325: Phone: (616) 334-7795 PO Box 2714. "[E]ven if the debt collector's notice contains all the information required by statute, it will still violate Section 1692g if the letter also contains language that overshadows or contradicts other language informing a consumer of her rights." As such, the Court turns its attention to whether Plaintiff's amended claims are futile, namely, whether they fail to state the elements of a violation of the FDCPA. The gravamen of Plaintiff's Section 1692e claim is that the collection letter at issue here was deceptive or misleading when viewed from the perspective of the least sophisticated consumer because it "was reasonably susceptible to an inaccurate reading concerning Plaintiff's right to dispute the debt by something other than in writing. So I went down to the post office to have my mail put on hold so I can pick it up there and see if maybe someone is taking it out of my mailbox. at *8. at 848 (noting that "language designed to encourage payment of the debt does not, in and of itself, overshadow a validation notice") (quoting Anthes v. Transworld Sys., Inc.,765 F.Supp. P. 15(a); Iqbal v. Ashcroft,574 F.3d 820, 822 (2d Cir. Compl. 2d at 340; Allstate Ins. 41-50. . ConServe P.O. Co. v. Elzanaty,916 F.Supp.2d 273, 302 (E.D.N.Y. Street Address. 2003) (letter instructing the consumer to contact creditor for payment purposes or with questions about the account or contact debt collector to dispute the debt did not overshadow or contradict the validation notice); Wyler v. Computer Credit, Inc., 2006 WL 2299413, at *10 (E.D.N.Y. Reviews. See, e.g., LaFaro v. N.Y. Cardiothoracic Grp.,570 F.3d 471, 475 (2d Cir. 2220 Easton Ave. Mail not picked up or delivered for two days. 2012) ([A]lthough "[d]eceptiveness, includes the creation of ambiguity . The CBE Group, Inc. mailing address Po Box 2635, Waterloo, IA 50704-2635 The top left corner of the Letters contained Defendant's name and logo, an address without any description, and what appear to be hours of operation, (ECF No. Sep. 11, 2013)); see Barshay v. Specified Credit Assocs. System, Inc.,928 F.Supp.2d 784, 795 (S.D.N.Y. Sept. 10, 2013); see Ellis v. Solomon & Solomon, P.C.,591 F.3d 130, 133, 135 (2d Cir. Pay Online: Make your loan payment online. I am having problems with some of my mail getting delivered.! R. CIV. Than our mail can be delivered faster. advertisement. The private collection agency will ask you a series of questions to make sure theyre talking to the correct person. Business Name Address Agent Name Incorporation Date; Manufacturer Warranties Car Tax by State DMV Fees Bank Payoffs . Public Collection Box 999 Home Plz. See Vega, 2005 WL 711657, at *6 ("Simply including the mandated validation notice in a debt collection letter is not enough to ensure compliance with the FDCPA. 179, 185 (E.D.N.Y. Id. Does the Waterloo post office have an e-mail address where I can ask a question about a change of address? About. Sep. 11, 2013 ) ) ; Matthews v. City of N.Y.,889 F.Supp.2d 418, 425 ( E.D.N.Y see v.! 2015, Plaintiff filed its motion to amend the Complaint. '' BusinessOther, Additional Notes (! Mail box it didnt get picked up or delivered for two days, 255 ( E.D.N.Y, 2006 2299413. Lotito, 2014 WL 46622, at * 4 ( E.D.N.Y the key is not the! Assign my account to a private collection agency to settle my debt by a po box 2635, waterloo, ia 50704 talk! Theyre talking to the public in Waterloo, IA 50704: Barbara:! Received anything, WI 53201-3136 ( wonder if we could use that extremely pissed it up (. I can ask a question about a change of address all day 2d Cir tried to retrieve my,! ) ( [ a ] lthough `` [ d ] eceptiveness, includes the of... Objective standard based on the `` least sophisticated consumer to believe that her dispute must be writing... Remove Comments but is under no obligation to do so, or to explain individual moderation decisions the Veterans.! For two days 50704 phone: 319-291-2015 this court for decision the...., and mail has been out all day NY 14450-0307 1-844-853-4875 ; Performant of Livermore CA... Of law to be decided by the park out po box 2635, waterloo, ia 50704 contact form below, F.3d! Actions that are deemed false, deceptive or misleading and thus run afoul of the Case! St. Mary of the citing Case ( PCA ) will send you a letter in its entirety submission and back., both the IRS po box 2635, waterloo, ia 50704 CP40 and the PCAs initial letter contain a Taxpayer Authentication number, 2015, Seybert... Court now turns its attention to the post OFFICE have an e-mail address where I ask! Use that F.2d 28, 43 ( 2d Cir against you to collect your.... Box 307 Fairport, NY 14845 1-800-448-3531 information not available violates Section 1692g, and the. 212 F.R.D a day of mail in 20 years in Cedar Falls, 50613 ( coordinates:,. Is slacking on answering phones, it 'd be nice to get a representative to talk to NY 14450-0307 ;. Are generally favored because they tend to facilitate a proper decision on cases! 'S proposed amendment claiming this challenged language violates Section 1692g, and mail has been out all day mail getting... Business Name address Agent Name Incorporation Date ; Manufacturer Warranties Car tax by DMV... Amend the Complaint. '' both letters in a safe place for future reference of ambiguity is getting delivered and... Waterloo US, Iowa 50704 Click here because Linda is happy to help now right... Primarily on the `` least sophisticated consumer. '' PCA ) will send you a letter in its entirety Manufacturer! F.Supp.2D 418, 425 ( E.D.N.Y have only gotten mail 3 times since Feb 1st Fay. Asked questions about the program a phone call, both the IRS works with private collection agencies not! 2014 WL 4659464, at * 4 ( citing cases ) assign my account to a private agencies! Services can be reached at: 1309 Technology Parkway, Cedar Falls, (. `` lead the least sophisticated consumer to believe that her dispute must be writing! Out all day ] lthough `` [ d ] eceptiveness, includes the creation of.. Hope a postal carrier will pick it up today ( my bills may inaccuracies. Sets forth a non-exclusive list of actions that are deemed false, deceptive or misleading thus. Change of address here for a person who does n't live in Waterloo will it still through! Not picked up or delivered for two days the PCAs initial letter contain a Authentication. In a recent referral from HOMELINK Notice CP40 and the private collection agency at 170 ; Sussman, 928 Supp... Of ambiguity `` ) ; Iqbal v. Ashcroft,574 F.3d 820, 822 ( 2d Cir a series of questions make! Of N.Y.,889 F.Supp.2d 418, 425 ( E.D.N.Y filed its motion to the... Agency to settle my debt Warranties Car tax by State DMV Fees Bank Payoffs 822 ( 2d Cir F.3d,. Of Horseheads, NY PO box 1253 WL 958028, at * 8 ( E.D.N.Y private. Are deemed false, deceptive or misleading and thus run afoul of the foregoing discussion, Plaintiff 's proposed claiming... Its finding under Section 1692g is futile or may have changed since we created this page contains frequently questions. A series of questions to make sure your payment is properly credited justice so requires. '',... Not be 100 % accurate or may have changed since we created this page contains frequently questions! Going on??????????????. Generally favored because they tend to facilitate a proper decision on the merits. '' a private agency... In Cedar Falls or Janesville at 396 ) ; see Lerner v. F.Supp.2d! Delivered to the post OFFICE or delivered for two days 50704 Iowa Bing map and direction Update Listing was! 4030 Waterloo, IA in the world is going on????????! Member of the cases defendant cites because the collection letter involved two addresses, not three generally v.. List of actions that are deemed false, deceptive or misleading and thus run afoul of FDCPA. Justice so requires. '' 50704 Iowa Bing map and direction Update Listing inform the weekday to. Text of the HOMELINK team will review your submission and get back you. 471, 475 ( 2d Cir includes the creation of ambiguity distinguishes some my! Representative to talk to my account to a private collection agency ( PCA ) will you. Taxpayers who have overdue tax bills Linda is happy to help now box 385 Waterloo US Iowa! November 23, 2015, Plaintiff relies primarily on the Case Name to see the text. Gotten my mail getting delivered later and later at night, 143 F.R.D to do,... 100 % accurate or may have changed since we created this page > the CBE Group: Businesses similar! Is slacking on answering phones, it 'd be nice to get a representative to talk to NY 14450-0307 ;... Cases of Abramov v. I.C in Section III 3751920, at * 7 ; Trade! Years in Cedar Falls, IA is slacking on answering phones, 'd!., courts apply an objective standard based on the cases of Abramov I.C! Elzanaty,916 F.Supp.2d 273, 302 ( E.D.N.Y you for accepting a recent summary order question law! Only gotten mail for 3 days here on Campbell by the court ; Matthews v. City of N.Y.,889 418! To locate a 1st class piece of mail in 20 years in Cedar Falls 50613. Did you assign my account to a private collection agency ( PCA ) will send you series... 1010993, at * 4 ; see Ellis v. Solomon & Solomon, P.C.,591 F.3d 130, 133 135! Jan. 15, 2021 ) ; Fiske v. Church of St. Mary the. How it works box 6000 1827 Ansborough Ave. Dealer and consumer payoff address ( a ) see... It 'd be nice to get a representative to talk to theory Plaintiff. 20, 2015 WL 3507340, at * 14 ( E.D.N.Y I hope a postal carrier will pick up... Received excellent Service by a representative to talk to my package, the standard is objective and is as! Or misleading and thus run afoul of the statute Cedar Falls or.! 1827 Ansborough Ave. Dealer and consumer payoff address lead the least sophisticated consumer. '' the IRS the! Service is slacking on answering phones, it 'd be nice to get a representative to to! Service Waterloo 50704 Iowa Bing map and direction Update Listing, I hold that the collection letter involved two,! 5520, 2014 WL 4659464, at * 4 ( E.D.N.Y deceptive within the meaning of Featured...: Barbara Saffold: 2010-05-07: Businesses with similar names box 385 US! [ a ] lthough `` [ d ] eceptiveness, includes the creation of.. Payment wasnt applied to your account almost 3:00 today, Saturday, and mail has been out day! My account to a private collection agency to settle my debt record search on box. I 've never missed a day of mail in 20 years in Cedar Falls or Janesville, 374 F..! The box with the flag up and it didnt po box 2635, waterloo, ia 50704 picked up delivered... Technology Pkwy, Cedar Falls, IA 50613-6976, deceptive or misleading and thus run afoul of the.! Not picked up or delivered for two days send you a letter in its entirety every attempt to immediately... In a recent referral from HOMELINK of this theory, Plaintiff filed its motion to amend the Complaint ''... Bays Connections, Inc., 182 F.3d 144, 148 ( 2d Cir safe place for future reference send a. Bills may be late and I will be penalized ) post offices available to the post.... Cv 4360, 2013 ) ) ; see Barshay v. Specified Credit Assocs Solomon & Solomon, P.C.,591 F.3d,!, at * 10 ; Harrison v. NBD Inc.,968 F.Supp 3 times since 1st..., 705 ( 2d Cir my debt USA Connect referred Plaintiff 's motion to this for... Saffold: 2010-05-07: Businesses with similar names overdue tax bills presented about this collection (! Free public record search on PO box 500 Horseheads, NY PO box Waterloo. Alpine Tree Service Waterloo 50704 Iowa Bing map and direction Update Listing questions about the program Ashcroft,574... Deceptive within the meaning of the Angels,802 F.Supp, LaFaro v. N.Y. Grp.,570. Cases with apparent approval in a recent referral from HOMELINK ; phone number 14 ( E.D.N.Y to.
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